The major question most investors present is whether they should consult experts before making decisions on Max Funded IUL strategies. During the planning discussions, financial experts highlight that Maximum Funded Indexed Universal Life is complicated, and it has effects on the cash flows, tax, and estate planning. An advisor is able to project the projection, alternative compare and customize the recommendation according to your riskiness. Using generic illustrations can only be relied on just to miss pockets of disadvantages or advantages to your case. Have you discussed this with a fee exempt planner whether this suits your financial plan?